Platinum Savings

Boost your savings!

A perfect mid-tier savings account that pays interest so that you can earn more. Plus, enjoy ATM fee refunds when at least one direct deposit per month posts to your account during the monthly statement cycle.

0.25% APY

on balances of $0.01 to $50,0001

$7,500

Average Daily Balance2
to avoid $12 monthly maintenance fee

You'll also have access to these great services:

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Financial Team

Achieve your financial goals with the help of our team of financial experts.

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Online Banking

Check balances and manage accounts day and night from any device.

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Savvy Money Management

Centralize your finances to track spending, set financial goals and monitor all of your accounts.

Learn More

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Signature Series Savings

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Personal Account Fee Schedule

1Platinum Savings interest rate and Annual Percentage Yields (APY) are accurate as of 11/19/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.50% with an annual percentage yield of 0.50%. An interest rate of 0.01% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.50% to 0.11% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.11%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12.00 maintenance fee. Fees may reduce earnings. Foreign ATM fees of up to $20.00 per Statement will be refunded if at least one direct deposit posted within the Statement. Must have Platinum Checking or Signature Series Checking to open Platinum Savings. Minimum $500.00 to open. Platinum Savings account will be converted to another savings product if Signature Series Checking or Platinum checking account is closed. Limit one Platinum Savings Account per customer. Platinum Savings is a Consumer Savings account.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Savings interest rate and Annual Percentage Yields (APY) are accurate as of 11/19/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.25% with an annual percentage yield of 0.25%. An interest rate of 0.50% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.25% to 0.45% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.45%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12.00 maintenance fee. Fees may reduce earnings. Foreign ATM fees of up to $20.00 per Statement will be refunded if at least one direct deposit posted within the Statement. Must have Platinum Checking or Signature Series Checking to open Platinum Savings. Minimum $500.00 to open. Platinum Savings account will be converted to another savings product if Signature Series Checking or Platinum checking account is closed. Limit one Platinum Savings Account per customer. Platinum Savings is a Consumer Savings account.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Savings interest rate and Annual Percentage Yields (APY) are accurate as of 11/19/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.40% with an annual percentage yield of 0.40%. An interest rate of 0.50% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.40% to 0.48% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.48%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12.00 maintenance fee. Fees may reduce earnings. Foreign ATM fees of up to $20.00 per Statement will be refunded if at least one direct deposit posted within the Statement. Must have Platinum Checking or Signature Series Checking to open Platinum Savings. Minimum $500.00 to open. Platinum Savings account will be converted to another savings product if Signature Series Checking or Platinum checking account is closed. Limit one Platinum Savings Account per customer. Platinum Savings is a Consumer Savings account.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Savings interest rate and Annual Percentage Yields (APY) are accurate as of 11/19/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.10% with an annual percentage yield of 0.10%. An interest rate of 0.50% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.10% to 0.42% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.42%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12.00 maintenance fee. Fees may reduce earnings. Foreign ATM fees of up to $20.00 per Statement will be refunded if at least one direct deposit posted within the Statement. Must have Platinum Checking or Signature Series Checking to open Platinum Savings. Minimum $500.00 to open. Platinum Savings account will be converted to another savings product if Signature Series Checking or Platinum checking account is closed. Limit one Platinum Savings Account per customer. Platinum Savings is a Consumer Savings account.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Savings interest rate and Annual Percentage Yields (APY) are accurate as of 11/19/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.25% with an annual percentage yield of 0.25%. An interest rate of 0.75% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.25% to 0.65% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.65%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12.00 maintenance fee. Fees may reduce earnings. Foreign ATM fees of up to $20.00 per Statement will be refunded if at least one direct deposit posted within the Statement. Must have Platinum Checking or Signature Series Checking to open Platinum Savings. Minimum $500.00 to open. Platinum Savings account will be converted to another savings product if Signature Series Checking or Platinum checking account is closed. Limit one Platinum Savings Account per customer. Platinum Savings is a Consumer Savings account.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.

1Platinum Savings interest rate and Annual Percentage Yields (APY) are accurate as of 11/19/2024. If your daily balance is $50,000.00 or less, the interest rate paid on the entire balance will be 0.25% with an annual percentage yield of 0.25%. An interest rate of 0.80% will be paid only for that portion of your daily balance that is $50,000.01 or greater. The annual percentage yield for this tier will range from 0.25% to 0.69% depending on the balance in the account. $250,000.00 was used as the example deposit balance amount for the APY calculation of 0.69%. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500.00 to avoid $12.00 maintenance fee. Fees may reduce earnings. Foreign ATM fees of up to $20.00 per Statement will be refunded if at least one direct deposit posted within the Statement. Must have Platinum Checking or Signature Series Checking to open Platinum Savings. Minimum $500.00 to open. Platinum Savings account will be converted to another savings product if Signature Series Checking or Platinum checking account is closed. Limit one Platinum Savings Account per customer. Platinum Savings is a Consumer Savings account.

2The average daily balance is calculated by adding the current balance in the account for each day of the Statement period and dividing that figure by the number of days in the Statement period.