Working Capital and Financing

Financial partners, deeply invested in your business.

We understand that opportunity drives business growth. Even before opportunity knocks, we are at your service. Through an unwavering commitment to understanding your business and specific goals, we provide holistic banking solutions that help make your dreams a reality.

Commercial Real Estate

Whether you’re purchasing an existing property or building from the ground up, our customized loan programs offer the right terms and competitive rates.

Small Business Administration (SBA) Loan

SBA loans are partially guaranteed by the government and provide long-term loans to small businesses. Loan amounts can be small or large and used to purchase a business, finance franchising, restructuring, expansion, machinery & equipment, construction, and real estate acquisition, development and refinancing. SBA loans typically have rates and fees comparable to other, non-guaranteed loans, and can come with lower down payments and sometimes without collateral.

As a SBA lender, we work with business owners to offer favorable terms and local decision-making. Our banking team can assist with SBA 504 and SBA 7(a) loan programs.

Lines of Credit

Business cycles ebb and flow. From time to time, your company might need extra cash for the purchase of supplies to meet increased demand, cover expenses during a slow period, or take advantage of a last-minute opportunity. Establish a Business Line of Credit now and know the funds are there when you need them.

Letters of Credit

Demonstrate your creditworthiness, free up capital and improve your business’ cash flow with a letter of credit. Whether you want to expand, capitalize on opportunities or just need extra cash, we can provide intelligent methods to obtain necessary funds.

Term Loans

Our term loans provide crucial financing for capital goods, equipment and more of the essentials your business needs to succeed.

Loan Syndications

When the need arises for large and complex financing that requires more than one bank to execute, a reliable, trustworthy, and knowledgeable partner is key to success. Also working in an advisory capacity, our syndicated loan team has strong expertise to help effectively lead, arrange, structure, distribute and administer a multi-bank credit facility.

You may also be interested in:

Payment Solutions

Our card services team will help you improve cash flow, automate your accounts payable process and even create a recurring revenue stream for your business.

Commercial Fraud Prevention

Our experts are ready to share best practices in cyber security and help you stay informed so you can protect your business.

Treasury and Payment Solutions

Our team has the experience, technology, and industry best practices you can rely on for effective, customized financial solutions.

Our Commercial Banking Team is ready to help your business grow.

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